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New Jersey

What is the NJ ELT program?
The electronic lien and title (ELT) program is a method by which the Department of Highway Safety and Motor Vehicles (NJMVC) and a lending institution (lienholder) exchange vehicle and title information electronically. Instead of printing a paper title and mailing it to the lienholder, the NJ DMV transmits title information electronically to the lienholder’s ELT service provider.

The ELT program lowers processing costs and increases efficiencies for all parties by eliminating the mailing, filing, and retrieving of a paper title.

Who is required to participate?
New Jersey is a mandatory state and all lienholders are required to participate.  There is a grace period for initial enrollment however lenders are encouraged to enroll as soon as possible.

How do I get my title?
At the time of release, the title will remain electronic until requested by the owner. If a paper title is requested at release, print options are available and state print fees will apply.

How do I enroll in the NJ ELT program?
Simply complete the Enroll Here form below and a DDI representative will be in contact with you shortly.

Enroll Here

To ensure you receive the information you want from DDI, please let us know if you are a new or current customer by selecting the appropriate box.