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What is the MI ELT program?
The electronic lien and title (ELT) program is a method by which the Michigan Secretary of State (SOS) and a lending institution (lienholder) exchange vehicle and title information electronically. Instead of printing a paper title and mailing it to the lienholder, the MI Secretary of State (SOS) transmits title information electronically to the lienholder’s ELT service provider.

The ELT program lowers processing costs and increased efficiencies for all parties by eliminating the mailing, filing and retrieving of a paper title.

Who can participate?
All lenders.

What transactions can be completed?

  • Lien Notification from state (includes vehicles and watercraft)
  • Lien Release
  • Lien Release with Refinance
  • Paper Title Request
  • Modify Lien Filing Date
  • Reject/Delete Lien
  • Delete Lien
  • Title Inquiry

How do I enroll in the MI ELT program?
Simply complete the Enroll Here form below and a DDI representative will be in contact with you shortly.

Enroll Here

To ensure you receive the information you want from DDI, please let us know if you are a new or current customer by selecting the appropriate box.