What is the IN ELT program?
The electronic lien and title (ELT) program is a method the Indiana Bureau of Motor Vehicles (BMV) and lending institutions (lienholder) exchange vehicle and title information electronically. Instead of printing a paper title and mailing it to the lienholder, the IN BMV transmits title information electronically to the lienholder’s ELT service provider.
The ELT program lowers processing costs and increases efficiencies for all parties by eliminating the mailing, filing and retrieving of paper titles.
Who is required to participate?
All lenders may participate immediately however all lenders placing ten (10) or more liens annually will be required to participate on July 1, 2023. Indiana BMV will also convert all existing paper titles to ELT with a state fee of $.25 per title plus the applicable notification fee.
How do I get my title?
At the time of release, a paper title will be generated and mailed to the vehicle owner or designated recipient. Additional print options are available and state print fees will apply.
How do I enroll in the IN ELT program?
Simply complete the Enroll Here form below and a DDI representative will be in contact with you shortly.
To ensure you receive the information you want from DDI, please let us know if you are a new or current customer by selecting the appropriate box.